FAQ’s

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Common Claim Questions

What is a loss assessor?

A loss assessor is an independent insurance claims expert who works for you, the policyholder—not the insurer. We manage your property damage claim, negotiate with your insurance company, and ensure you receive the maximum settlement under your policy.

Contact a loss assessor immediately after property damage such as fire, flood, storm, or escape of water. Early involvement helps secure the best outcome and prevents mistakes in the claims process.

Loss assessors usually charge a percentage of the final settlement. At Colvil, fees are agreed upfront and only payable when your claim is successful—no hidden costs.

Yes. We manage both residential and commercial insurance claims, including complex and high-value cases across the UK.

Yes. We take care of all communication and negotiation with your insurer, so you don’t have to.

How is a loss assessor different from a loss adjuster

A loss adjuster works for the insurance company to reduce payouts. A loss assessor works for you to maximise your claim and protect your interests. If you want fair compensation, choose a loss assessor.

Yes. Even small insurance claims can be complex. A loss assessor ensures nothing is missed and that you receive every penny you’re entitled to.

No. A professional loss assessor often speeds up the process by handling paperwork, chasing insurers, and coordinating repairs, reducing stress and delays

We handle claims for fire damage, flood damage, storm damage, escape of water, impact damage, and other insured events under your policy.

With Colvil, you’ll have access to real-time claim tracking through our secure client portal, giving you transparency and peace of mind.

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Costs and Fees

Understanding what you pay should be straightforward. Our fee structure is transparent and performance-based—you only pay a small percentage of your final settlement, and only after you receive your funds. There are no upfront charges, no hidden costs, and absolutely no surprises. If your claim isn’t successful, you owe nothing.

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Exclusions Explained

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